My Experience with Quilt Appraisals by Claudia Lash

Claudia Lash Presto Ave

Have you ever had a quilt appraised before? Perhaps you’ve had the thought to do it but never gone through with it. It’s really an easy and relatively inexpensive way to perhaps protect at least a part of that beautiful work of art you spent so much time making. I am not a certified quilt appraiser and don’t ever want to be. I love that we all have our own special talents, and this one is not mine. I do believe that if you’re thinking of getting a quilt appraised, you should make sure to get a REAL quilt appraiser. The certified ones have taken lots of classes and practiced with the pros before they go ‘on their own’. It’s not an easy certificate to obtain, and not everyone can do it. A good appraiser will give you an honest appraisal as well as a written document explaining the worth of your quilt.

 

There are 3 basic types of appraisals that can be written for quilted textiles:

1 .Fair market appraisals

  1. Appraisals written for income tax records (donation, gift or estate)
  2. Insurance appraisals:

 

These appraisals differ based upon their intended purpose. Your appraiser will explain the differences in these appraisals and will ask which one you are requesting them to perform.

 

The appraisals which I have had are the insurance appraisal type. They are for quilts which have been in my family for years or which I’ve made and think are special. (Personally I don’t want to have every single quilt I’ve ever made appraised. I’ve made LOTS of quilts and many have gone to good homes or to charity.)

 

The first quilts I had appraised were older quilts which were gifted to me or to our family. I wanted to find the value because I knew they were quite old and in good shape. The special quilts which I’ve made myself I’ve had appraised because they live at my house and I want to protect them in case of a fire, theft or some other catastrophe. If you are a quilter, you know how much we invest in our quilts. We know they are more valuable than a blanket, even a very nice blanket. An insurance adjuster will only replace or partly replace the value of what you can prove your quilt is worth in dollars. If you are a quilter you know what non-quilters think a quilt might cost. They often have no idea that a quilt could cost thousands of dollars to replace. I know if anything happened to one of my quilts, I would be distraught just thinking of the hours and work which I had put into it. These can never be replaced, but perhaps some of the cost of materials can be replaced. That is why I would definitely recommend getting your special quilts appraised.

 

The actual appraisal is very enjoyable. You know you love to talk about your creations. That is exactly what you do in an appraisal. The appraiser has all the work to do and you have all the fun. She will ask you lots of questions about your quilt, measure it, and photograph it. Then she will give you a written appraisal of the value of your quilt for insurance purposes. Then you have to do the work of contacting your insurance agent and getting some extra coverage for your ‘babies’. It’s not really that expensive and if tragedy strikes, you will at least have some compensation.

Claudia Lash Presto Ave1

 

Stay tuned for a post about getting your quilt appraised at the QGI show in October.

 

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